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  • Lockton is a proud member of the Business Insurance Diversity and Inclusion Award
  • Top 50, best large 5
  • 3 star
  • Top 5 insurances
  • Lockton is a proud member of the Business Insurance Diversity and Inclusion Award

News and Insights

Cyber insurance cover offers vital protection against a critical business risk. Below, we explain what it is, and how it can benefit you.How cyber insurance can support your business

How cyber insurance can support your business

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According to Allianz, cyber incidents ranked as the number one risk for businesses in 2025, including cyber-crime, IT network disruption and service disruption, malware, data breaches, and cyber-related fines and penalties. But while cyber insurance offers a r ...
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UK's Terrorism Act 2025: impact on insurance

The UK’s new Terrorism Act 2025 has received Royal Assent in April 2025, introducing enhanced accountability for the safety and security of public venues and establishing a new legal bar for negligence in the mitigation of terrorism risks. Organisations affected will need to (re-)assess the risk of terror attacks, implement measures to reduce the risk, and put together robust terrorism plans. In particular, smaller organisations that may not be regarded as obvious targets may need to take action, as many of them will have never formally assessed terrorism threats. Furthermore, affected businesses will need to review their insurance policies to ensure appropriate cover. The UK’s new Terrorism Act 2025 has received Royal Assent in April 2025, introducing enhanced accountability for the safety and security of public venues and establishing a new legal bar for negligence in the mitigation of terrorism risks. Organisations affected will need to (re-)assess the risk of terror attacks, implement measures to reduce the risk, and put together robust terrorism plans. In particular, smaller organisations that may not be regarded as obvious targets may need to take action, as many of them will have never formally assessed terrorism threats. Furthermore, affected businesses will need to review their insurance policies to ensure appropriate cover.

Forward funding, forward thinking: how W&I insurance can respond to forward funding transactions

Over the last few years, forward funding deals have become an increasingly popular structure within real estate development. For investors looking to balance the risk and rewards of a project with a developer, the structure can bridge the gap in liability expectations. By taking advantage of Warranty and Indemnity (W&I) Insurance, investors can further de-risk these transactions.Over the last few years, forward funding deals have become an increasingly popular structure within real estate development. For investors looking to balance the risk and rewards of a project with a developer, the structure can bridge the gap in liability expectations. By taking advantage of Warranty and Indemnity (W&I) Insurance, investors can further de-risk these transactions.

Trade credit: protecting your business from customer default

The economy's current volatility requires your business to be sufficiently protected against the risk of non-payment for already delivered goods or services. Whilst best practice can help reduce your risk, trade credit insurance gives you access to exclusive market intelligence and vital protection.The economy's current volatility requires your business to be sufficiently protected against the risk of non-payment for already delivered goods or services. Whilst best practice can help reduce your risk, trade credit insurance gives you access to exclusive market intelligence and vital protection.
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